★ 5.0 · 110+ Google Reviews · 400+ Closings · 13 Years Experience · U.S. Navy Veteran
Special warfare. Expeditionary forces. SEAL teams. The most operationally demanding personnel in the Navy — and the families who deserve the right neighborhood when they finally come home.
New listings, BAH changes, and market data near JEB Little Creek — delivered monthly.
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JEB Little Creek uses the Norfolk/Portsmouth MHA rate. Senior enlisted and officer BAH comfortably covers mortgage payments on no-tunnel neighborhoods with a VA loan.
| Rank | With Dependents | Without Dependents | Notes |
|---|---|---|---|
| E-5 | $2,430 | $1,926 | Ocean View at $380K = ~$2,350/mo total |
| E-6 | $2,559 | $2,085 | Covered with VA loan |
| E-7 / E-8 | $2,604 | $2,139 | Covered — buy up if desired |
| O-3 / O-4 | $2,694 – $3,054 | $2,217 – $2,514 | Chic's Beach / East Beach range |
| O-5 / O-6 | $3,318+ | $2,730+ | Premium neighborhoods viable |
NSW note: Senior enlisted NSW rates (E-8 Master Chief, E-9) have some of the strongest BAH in the fleet. If you're a senior SEAL or NSW leader, your BAH should comfortably cover East Beach or Chic's Beach with a VA loan. Call John King at (757) 270-3994 to run specific numbers for your rank and situation.
JEB Little Creek sits between Virginia Beach and Norfolk — giving families more neighborhood options than almost any other installation in Hampton Roads.
Closest civilian neighborhood. Chesapeake Bay access, no tunnel, Ocean View Beach and Fishing Pier. Median $380K. Most NSW families who prioritize commute and value choose Ocean View.
See Ocean View market data →New urbanist community with strong school options and bayfront walkability. 15 minutes with zero tunnel. Median $490K — strong equity track record.
See East Beach market data →Bay waterfront, golf cart community, Shore Drive restaurants. Popular with NSW families who want beach access and Virginia Beach address. Median $520K.
See Chic's Beach market data →Virginia Beach schools, Lake Smith/Lake Lawson natural area, and good family infrastructure. 15 minutes to JEB Little Creek with no tunnel. Median $365K.
See Bayside market data →JEB Little Creek's location between Virginia Beach and Norfolk gives buyers access to two separate housing markets. Norfolk neighborhoods (Ocean View, East Beach) offer lower prices and no tunnel. Virginia Beach neighborhoods offer better schools and higher appreciation historically.
| Area | Median | Tunnel? |
|---|---|---|
| Ocean View | $380K | No |
| Bayside VB | $365K | No |
| East Beach | $490K | No |
| Chic's Beach | $520K | No |
The JEB Little Creek advantage: Little Creek sits right on the Norfolk-Virginia Beach border, giving families immediate access to both cities without crossing a tunnel. Ocean View and East Beach are 10 minutes west with lower price points. Chic's Beach and Bayside are 5 to 15 minutes east with Virginia Beach schools. That dual market access at short commute distances is what makes this base unique for housing flexibility.
8–12 min · Shore Drive east directly to the base. The cleanest commute in any neighborhood. No tunnel, no backup.
12–18 min · East Beach Drive to Shore Drive east. Straightforward with no tunnel.
15–22 min · Shore Drive west to east. Easy no-tunnel drive with Shore Drive itself as the connector.
12–18 min · Shore Drive or Northampton Blvd. No tunnel, consistent commute for Virginia Beach families.
See where Joint Expeditionary Base Little Creek-Fort Story sits relative to the neighborhoods, exchanges, schools, and restaurants military families use daily.
JEB Little Creek sits along Shore Drive in northwest Virginia Beach, with Fort Story 10 miles east at Cape Henry. The base is bisected by Shore Drive with gates on both sides.
JEB Little Creek-Fort Story combines two installations with histories that stretch from the first English landing in 1607 to the beaches of Normandy. One sits at the gateway to the Chesapeake Bay. The other was carved from swamps and farmland to train the forces that stormed the shores of Europe and the Pacific.
In April 1607, the first English colonists made landfall at Cape Henry, the exact spot where Fort Story sits today. They explored the point at the entrance to the Chesapeake Bay before continuing up the James River to establish Jamestown. For three centuries, this strategic outcrop at the mouth of the harbor remained a coastal landmark and eventual military asset.
In 1914, after the Virginia General Assembly donated the Cape Henry land to the federal government, a military post named Fort Story was built as a coastal defense installation. Its commanding position over the entrance to the Chesapeake Bay made it an integral part of the harbor defense system. During World War I, it became part of the Coast Defenses of Chesapeake Bay.
On July 16, 1942, a Navy truck drove off the scenic Shore Drive highway and stopped in a waterlogged bean field of the Whitehurst farm. From that moment, over 4,000 acres of swamp and farmland along eight miles of beach became the training ground for a concept that had never been attempted at scale: the amphibious assault. Four camps were established — Camp Bradford for Seabees, Camp Shelton for armed guard training, the Frontier Base for personnel headed to Europe, and the Amphibious Training Base where tactics for ship to shore landings were developed, tested, and refined. Over 360,000 Navy, Army, and Marine personnel trained here before deploying to the beaches of North Africa, Sicily, Salerno, Anzio, and Normandy.
After the war, the four separate camps were consolidated into a single permanent installation: Naval Amphibious Base Little Creek, commissioned August 10, 1945, and designated permanent in 1946. Meanwhile, Fort Story shifted missions from coastal defense to caring for wounded soldiers returning from Europe, treating more than 13,000 patients at its hospital. In 1946, Fort Story became a Transportation Corps installation focused on logistics over the shore training.
On October 1, 2009, after a two year merger process under BRAC 2005, Naval Amphibious Base Little Creek and U.S. Army Fort Story became Joint Expeditionary Base Little Creek-Fort Story — the first joint base in Hampton Roads. The combined installation brought together the Navy's premier East Coast amphibious operations hub with the Army's unique coastal and logistics training environment.
JEB Little Creek-Fort Story today supports over 18,000 personnel across 155 resident commands and 18 home-ported ships. It is the major East Coast operating base for expeditionary forces, home to Naval Special Warfare Group TWO (Navy SEALs), the Naval School of Music, and the only bare beach Joint Logistics Over the Shore training site in the Department of Defense. Fort Story's 1,451 acres at Cape Henry provide maritime forest, sand dunes, and both Bay and Atlantic surf for training that cannot be replicated anywhere else.
Run numbers on homes near JEB Little Creek. Ocean View and East Beach homes often fit comfortably within BAH with a VA loan at 0% down.
Estimates only · Tax 1.1% VA rate · Insurance 0.5% · VA loan guide →
Ready for real numbers? Free home valuation → or call (757) 270-3994
Straight answers to the questions military families ask most about housing, BAH, schools, and buying near the base.
Click any neighborhood for live market data, school ratings, commute times, and a mortgage calculator.
PCS guides, VA loan resources, and Hampton Roads market data from a Navy veteran who knows the installation.
Operational schedule making it impossible to house-hunt in person? John King helped a NSW family tour homes remotely and go under contract without a single in-person visit.
Award-winning new urbanist neighborhood, 15 minutes from JEB Little Creek with no tunnel. Front porches, walkable streets, and bayfront access.
Bay waterfront, Shore Drive dining, and a community feel that NSW families consistently choose. Here's why.

I served five years as a Machinist Mate in the Navy. I know what PCS season feels like, what BAH actually covers, and what it means to need the right house in the right neighborhood — fast. Let me put that experience to work for you.
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